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Be aware of these signs of insurance bad faith

On Behalf of | Mar 15, 2024 | Insurance Law and Litigation

You’ve diligently paid your insurance premiums with the expectation that you can successfully file a claim with your insurer when the time comes.

While you might think that you won’t face any pushback from your insurance company when you file a legitimate claim, you could be in for a rude awakening. Far too often, insurance companies unnecessarily delay and deny claims, causing people like you extensive and undeserved financial hardship.

Insurance companies are required to act in good faith when dealing with you. When they don’t, you might be justified in taking legal action against them. But how can you tell if your insurance company has engaged in bad faith practices? Let’s take a closer look.

Signs that your insurance company is acting in bad faith

It might be hard to identify signs that your insurance company is acting in bad faith, especially because most people simply anticipate it being difficult to work with their insurance company. However, if you experience any of the following, then your insurance company may be acting in bad faith against you:

  • The insurance company drags its feet in conducting a thorough investigation of your claim.
  • The insurance company is non-responsive to your inquiries about the processing of your claim.
  • You weren’t given a justification for your claim denial.
  • The insurance company offers you a settlement that’s far lower than the claim’s clearly justified value.
  • The insurance company makes extensive and unjustified document requests as a way to delay the process.

Don’t let the insurance company take advantage of you

You should be able to obtain your claim payout in a timely fashion when it’s based on legitimate losses that are covered under your policy.

If you think that the insurance company has treated you unfairly in addressing your claim, then you need to act to protect your interests. If you don’t, then the insurance company might end up taking advantage of you. Don’t let that happen. Act now to hold your insurer accountable for what they owe you.